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46 Hoolai Street 
Kailua, HI 96734

Email Address:
gary@mlshawaii.net

Office Phone:
808-772-7040

Many of us like to see the numbers before we make decisions. Below you will find a whole series of calculators designed to answer the questions they pose. Use these great tools to help you make a good decision about your next home loan.
How much can you borrow?
How much will your payments be?
How much will your adjustable rate payments be?
Which is better: fixed or adjustable rates?
Should you pay points to lower the rate?
Which is better: 15 or 30 year term?
How much should you put down?
How much can you save in taxes?
What will your closing costs be?
Are you better off renting?
Can you reduce mortgage insurance costs?
Are extra payments advantageous?
What home can you afford?